Liability Insurance For Fire & Life Safety Contractors

Liability Insurance For Fire & Life Safety Contractors

Risk Suppression Partners Company Overview

Risk Suppression Partners offers a history of excellence & expertise focused solely on the Fire & Life Safety industry.

Risk Suppression Partners is the pre-eminent provider of underwriting, loss control & claims handling specifically for Fire & Life Safety Contractors in the United States. We provide both general liability & excess insurance for fire sprinkler & suppression, fire alarm & security contractors. Our strategic loss control services help minimize risk & stabilize premiums. Our fast, efficient claims processing is handled by expert team members with direct field & technical experience in Fire & Life Safety systems.

Risk Suppression Partners Company Overview Quick Links

Company
History

Read the history of Risk Suppression Partners.

Our Insurance
Principles

Access Risk Suppression Partners’ principles & unique approach.

RSP Leadership
Team

Meet the leadership team & advisory board of Risk Suppression Partners.

Risk Suppression Partners Company History

Risk Suppression Partners is committed to bringing value to the insurance transaction that often is underserved in specialty markets like Fire Suppression. 

– Wilton Marburger 
President | Risk Suppression Partners

Founded in 2018, Risk Suppression Partners (RSP) underwrites general & excess liability insurance policies, as well as providing loss control services and claims handling, solely focused on Fire & Life Safety contractors.

Risk Suppression Partners was founded with the intention of changing the expectations that Fire & Life Safety Contractors and their brokers have of liability insurance programs. RSP also has developed a unique approach to Fire & Life Safety Liability Insurance that removes the “walls” between underwriting, risk control, and claims services. The RSP insurance program is integrated, with underwriters, claims handlers & other team members working together seamlessly on behalf of Fire and Life Safety contractors.

With a sole focus on liability insurance for Fire & Life Safety contractors, Risk Suppression Partners’ company leadership has amassed a group of Fire & Life Safety experts that is unprecedented. RSP has developed a team of underwriters, claims handlers, attorneys, metallurgists, chemists, chemical engineers, fire origin experts, and engineers who specifically understand the Fire and Life Safety industry and who are experts at working on claims involving Fire and Life Safety contractors and systems. This combined expertise allows us to create a targeted, and engaged defense to our insureds claims from a team who understands the work contractors perform, as well as understanding code changes that are coming.

Risk Suppression Partners management & team members also are actively engaged in Fire & Life Safety industry associations. Risk Suppression Partners team members have served as current & past members of many National Fire Protection Association (NFPA) technical committees, including NFPA 13, NFPA 14, NFPA 20, NFPA 25, NFPA 72, and NFPA 915. We know fire codes because we actually help write or update NFPA fire codes.

Our approach to Fire & Life Safety Contractor liability insurance also is unique in that we are actively engaged with brokers and contractors. Unlike many underwriters, RSP serves as an expert resource to agents and directly with contractors as well. Agents and Fire & Life Safety Contractors are welcome to pick up the phone and reach us directly to ask questions about general best practices, contract language that can mitigate risk, exposures from company acquisitions, and more.

If you’re an agent who cares about quality liability insurance for Fire & Life Safety contractors, or if you’re a Fire & Life Safety contractor seeking more than just an insurance policy, then Risk Suppression Partners is the ideal underwriter for liability and excess insurance.

A Letter From Our President

Access this button for a letter from Risk Suppression Partners President Wilton Marburger.

Risk Suppression Partners Insurance Principles

There exists a complex, transactional element to insurance that needs to be dealt with efficiently, while also maintaining compliance. However, our programs are designed to move beyond transactional insurance by providing risk management and claims services that come together to understand the Fire & Life Safety industry, the unique aspects of a Fire & Life Safety contractor business, and the risks encountered through the critically important work performed by Fire & Life Safety Contractors. Our mandate is to only insure exposures in industries of which we are actively engaged and continually strive to better understand, as Fire & Life Safety codes, technologies & systems continually evolve.

We view underwriting as, not only an assessment of risk with a value attached to it, but also as a tool to make strategic, long-term investments in good people running good businesses. We look at recipients of policies we issue, not simply as “insureds,” but as truly valuable industry partners.

Our risk management strategy is designed to provide Fire & Life Safety contractors with the tools & resources to deploy risk management and best practices that can help stabilize premiums and safeguard our investment.

We believe that every claim has a root cause that needs to be uncovered to handle the claim responsibly. Often, we recommend a swift investigation and diagnosis performed by experts we have vetted and hand-picked who understand the work contractors perform. In claims handling, timely communication is key. We have our insureds actively participate in the claims process – we seek out the contractor’s knowledge and understanding of the events that led to the claim.

In addition, every loss we experience with a customer contains a strong and necessary lesson learned. As a result, this knowledge leads to enhanced best practices that can be shared with those who are part of our insurance programs.

Risk Suppression Partners Insurance Principles

There exists a complex, transactional element to insurance that needs to be dealt with efficiently, while also maintaining compliance. However, our programs are designed to move beyond transactional insurance by providing risk management and claims services that come together to understand the Fire & Life Safety industry, the unique aspects of a Fire & Life Safety contractor business, and the risks encountered through the critically important work performed by Fire & Life Safety Contractors. Our mandate is to only insure exposures in industries of which we are actively engaged and continually strive to better understand, as Fire & Life Safety codes, technologies & systems continually evolve.

We view underwriting as, not only an assessment of risk with a value attached to it, but also as a tool to make strategic, long-term investments in good people running good businesses. We look at recipients of policies we issue, not simply as “insureds,” but as truly valuable industry partners.

Our risk management strategy is designed to provide Fire & Life Safety contractors with the tools & resources to deploy risk management and best practices that can help stabilize premiums and safeguard our investment.

We believe that every claim has a root cause that needs to be uncovered to handle the claim responsibly. Often, we recommend a swift investigation and diagnosis performed by experts we have vetted and hand-picked who understand the work contractors perform. In claims handling, timely communication is key. We have our insureds actively participate in the claims process – we seek out the contractor’s knowledge and understanding of the events that led to the claim.

In addition, every loss we experience with a customer contains a strong and necessary lesson learned. As a result, this knowledge leads to enhanced best practices that can be shared with those who are part of our insurance programs.

Risk Suppression Partners Company Overview:

Leadership Team

Wilton Marburger
Wilton Marburger, President, Risk Suppression Partners

Wilton Marburger has served as President of Risk Suppression Partners since its founding in 2018. Previously, he served as a loss control manager for Myers Risk Services for roughly 10 years. In this position, he managed loss control services for fire suppression & detection contractors, with a focus on general liability exposures. He worked directly with underwriters to vet new risks; traveled to the sites of losses to gather information to protect contractors in the event of losses, reviewed contractor service contracts to locate legal vulnerabilities, and coordinated with claims handling, and conducted arbitration defenses, and legal representation of customers. He also served as a vice president of Consolidated Purchasing solutions. Mr. Marburger earned a Bachelor of Science from Penn State University.

Terry Victor 2
Terry Victor, Director of Risk Control Services, Risk Suppression Partners

Terry Victor, Director of Risk Control Services at Risk Suppression Partners, has more than 50 years of technical experience in the fire sprinkler industry. Prior to joining Risk Suppression Partners, Mr. Victor served as Senior Manager of Industry Relations for Johnson Controls Fire Protections, as well as spending 18+ years as a National Manager of Sprinkler Systems for SimplexGrinnell. He also held the position of District General manager for Automatic Sprinkler Corp of America. Mr. Victor is NICET-certified Level IV in Water-Based Systems Layout and Special Hazards Systems Layout. He has served on various industry boards and committees, including as a member of the NFSA Board of Directors, the CFSI National Advisory Committee, and the NFFF Advisory Committee to the Board. He currently serves on the AFSA Apprenticeship and Education, Convention, and Legislative Committees, and the NFSA ITM, QA, and Training and Education Committees. He is a current member of the NFPA technical committees for NFPA 13, 14, 20, 25, and 915 and is a past member of the technical committees for NFPA 3, 4, 11, 13D, 13R, 15, 16, 72, 101, 214, 303, and 5000. He received the NFPA Committee Service Award in 2015 and the NFSA Russell P. Fleming Technical Service Award in 2017.

Ryan Fulmer
Ryan Fulmer, Vice President / Managing Underwriter, Risk Suppression Partners

Ryan Fulmer has decades of experience as an underwriter. He has served as the managing underwriter for Risk Suppression Partners since the company’s formation in 2018. Prior to this position, Mr. Fulmer has served as an underwriter for Nationwide Insurance, Berkley Public Entity Managers, Philadelphia Insurance Companies, and as a sales executive for Union One Insurance Group. He earned a degree in finance, economics & computer science from Kutztown University of Pennsylvania, as well as an M.B.A. from St. Joseph’s University.

Sabrina Delaney
Sabrina Delaney, Manager, Marketing & Operations, Risk Suppression Partners

Sabrina Delaney oversees marketing & various operational activities for Risk Suppression Partners. Prior to joining Risk Suppression Partners, she has held a number of management positions – including Director of Sales Operations for Relay network; Sales Leader for Iron Mountain; Inside Sales Advisor for Staples; and more. In these positions, she was instrumental in achieving notable successes with sales growth, training, and process improvement initiatives.

Advisory Board

Top Myers
Top Myers

Myers Risk, President & Co-founder of Risk Suppression Partners

Scott Addis
F. Scott Addis

Beyond Insurance, Founder & CEO

David Oliver
David Oliver

Oliver Fire Protection & Security, President

Proud to Be Members of

Nfpa
Nfsa National Fire Sprinkler Association
Afsa American Fire Sprinkler Association
Nafed Logo

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